No need to come to the office, but here we are...in Sharonville?   

Yes, family is in Batavia, office is in Sharonville.  And we love to help our FAMILY!

Just about EVERYTHING can be handled electronically via email and phone so the great news is that you don't have to leave your home to refinance your home.

With more than 20 years in the business and having completed THOUSANDS of refinance and new purchase transactions, we're more than just competent, we're unsurpassed in terms of both professionalism and standards of client care.  Give us a shot!

The BIG MYTH: 
​    A 15-yr mortgage will save you THOUSANDS $$$$
THE BIG TRUTH:
    A 15-yr mortgage gets your money in the bankers pocket more quickly! 
​     Doesn't it make sense to KEEP your money and GROW IT?

Every financial decision you make, including the term of your mortgage, will define your financial future! Will you decide based on FACTS or MYTHS?

 Your banker may   have misled you!

If you've never really thought about your mortgage, you may well be the victim of slick marketing, a bait and switch, smoke and mirrors ploy that sends you down the wrong financial path.   

It may sound good on the surface, but dig a little deeper and you may discover the truth behind why a 15-year mortgage may be the worst possible move you can make for your financial future.

Click the link below and within 10 minutes, you'll discover the REAL LOGIC that can help you achieve your financial goals more quickly if you DON'T CHOOSE a 15-year mortgage!  And it's not because your banker is intentionally lying to you...it's just that they actually believe the myth!

refinancing myths (click here to read more)

The 15yr lie (click here to read more)

Paying extra is usually the
WRONG​​
decision!

If I were to give you $1,000, would you rather a) eliminate $1,000 of debt or
b) earn $500 on your $1,000?

The reality is that you'll be much further ahead with option b).  In fact, you'll have $1,000 to pay off your debt and you'll have $500 for your financial future.  Which strategy will you employ?
​
Click on the link below for a complete overview of this strategy.

why didn't anyone
​ever tell me this?

​(Click here for the TRUTH)

The dark truth:  it's NOT about the rate!

Believe it or not, it's NOT all about the rate.  In fact, rate alone is but one of a dozen or more factors you should understand to avoid any number of undesired outcomes to your refinance objective.

Remember the Wizard?  He attempted to manipulate Dorothy's actions with a thunderous light show and powerful demands.  "GET THE BROOM (aka LOWEST RATE) or you'll never get back to Kansas! (or you'll pay too much every month!). 

But did you know there is COST to that lowest rate?  In fact, did you know you could get a ZERO rate if you put 100% down?  Avoid the manipulation.

CALL NOW for the TRUTH!   513-654-5141
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Refinance 

This is STILL a great time to refinance.  But it's important that you're not FLEECED in the process.   When you want to work with someone you can TRUST, you'll choose us every time!
​513-654-5141

Ace your financial future

Just like your shirt should be coordinated with your trousers, shoes and jacket, your mortgage should be coordinated with your cash flow, savings, and other financial objectives.
513-654-5141

Integrate & Plan

We offer far more than just refinancing and mortgage advice...we go the distance.  If you're truly looking for financial integration and want the best opportunity to leverage what you have...call now!
513-654-5141

Andy & Todd

Andy and Todd are financial PROFESSIONALS!  They've been in business together for more than 15 years and share an ethical and moral compass that you can trust.
Fully licensed to help you and coach you to financial security, they are INDEPENDENT and have NOTHING but your best interests in mind.  The "Fiduciary Standard" is not something they have to talk about...it's something ingrained in every client relationship they have!

YEARS
combined in the financial services industry

Commandments Followed

dollars of mortgages generated and counting...

The EASIEST REFI you may ever do!

A simple 3-step process

1)  Andy or Todd will spend a little time with you on the phone discussing your specific situation and goals

2) They'll recommend a specific action or series of actions, including timing, integration opportunities and potential

3) They'll introduce you to their exclusive mortgage master, SHAWN, who will walk you through every aspect of your refinance


SIMPLE, HONEST, RELIABLE

513-654-5141

CONTACT US

It's important to use that we get to know you.  Both Andy and Todd have family in Batavia and we're REAL PEOPLE!  Our job is to help people just like you, acheive your financial goals and get the knowledge and coaching you need in order to get leg up on reaching your potential.   PICK UP THE PHONE and call now...if we don't answer immediately, it's just because we're helping someone else at the moment, or you've caught us away from the office.  LEAVE A MESSAGE and we PROMISE we'll get back to you within 2 business days (usually much much more quickly!)
If you're a little timid, no problem, just complete the form below and we'll reach out to you either by phone or email.   You'll quickly realize that we're not just sales guys looking for the next "victim".   We really want to help and earn your trust and your business!
​
513-654-5141

4015 Executive Park Drive, Suite 300          Cincinnati, OHIO 45241          513-654-5141

nmls#276752

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